It would probably require a state-level entity to get in, and they'd likely need to get someone hired into that group to facilitate it. I give my bank credentials to Mint without any worry. But I have had many conversations with the people that run Mint and FICDS and I know the overall architecture used. It's the competitors to Mint who can't afford their own datacenters and don't have the many millions of dollars to put into securing their service the way Intuit does that should be much more worrisome.ĭisclaimer: I used to work at Intuit, though not on any of the products I mentioned. You'd have to compromise not just Mint/TurboTax/QuickBooks but then the FICDS service, which only has methods that take a token representing the credentials and passes back transactions, not the actual credentials. ![]() In short, that service is run out of private datacenters, not publicly available. Intuit spends a lot of money keeping that service secure and they're well aware of how catastrophic a breech would be. The service that stores credentials and scrapes bank sites is the same one that powers TurboTax and QuickBooks. ![]() Mint is probably the one you don't have to worry about.
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